A Collection of AXA Savings / Endowment Plans [2023]


AXA Savings / Endowment Plans

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axa savings endowment plans

Table of Contents

AXA offers 2 different savings / endowment plans. In this article, we collate and summarise each product from each category.

AXA SavvySaver

AXA SavvySaver

Saving isn’t easy with the constant need to spend. That’s why the AXA SavvySaver is a flexible savings plan that helps you spend and save with a steady yearly income.

The AXA SavvySaver also has a flexible plan duration. You can choose from 4 choices of policy terms: 15, 18, 21, or 24 years, whichever best suits your needs.

You can cash out the total saved amount once the plan duration is up or in the event of death.

Alternatively, you could choose to opt to withdraw a yearly guaranteed cash payout (up to 60% of the premiums paid) starting from the end of the 2nd policy year till the year before the policy matures.

The AXA SavvySaver also gives you coverage of up to 105% in the event of death or terminal illness.

There are 3 riders you can opt for – PremiumEraser Total, Smart Payer PremiumEraser, Smart Payer PremiumEraser Plus.

No medical underwriting is required when you apply for the plan.


  • Choice of 4 policy terms
  • Option to withdraw yearly guaranteed payouts
  • Coverage against death and terminal illness
  • Option of 3 riders
  • No medical underwriting need


Read our full review here.

AXA Early Saver Plus

AXA Early Saver Plus: Obsolete

The AXA Early Saver Plus is a savings plan that guarantees returns up to 1.57% per annum.

You will receive guaranteed yearly cash payouts for the last 3 years of the policy term. There is also the option to accumulate the returns and receive the accumulated returns at the non-guaranteed rate upon policy maturity.

There is a premium payment term of 5 or 10 years with a policy term ranging between 10 to 25 years.

Coverage is provided in the event of total permanent disability & terminal illness, minimally 101% of the premiums paid. An additional 50% of the total value is also payable in the event of accidental death.

The AXA Early Saver Saver also provides reimbursement of outpatient medical expenses provided.

There are riders for you to opt for the waiver of premiums in the event of disability, critical illness, and unexpected retrenchment.

No medical underwriting is required when you apply for the plan.


  • Choice of 2 premium payment terms – 5 or 10 years
  • Policy term from 10 to 15 years
  • Up to 1.57% guaranteed returns per annum
  • Guaranteed yearly cash payout in the last 3 policy years
  • Option to reinvest payouts at the non-guaranteed rate
  • Coverage against total permanent disability and terminal illness
  • Coverage against accidental death
  • Reimbursement of outpatient medical expenses
  • Choose from 4 riders to add-on


Read our full review here.


The mentioned products are summaries of each plan, and there are terms and conditions applied for each of their features.

Although some of the plans look highly attractive, not every plan is suited for you, and not every plan is as attractive as it seems. Thus, it is always advisable for you to conduct your thorough research before deciding to purchase any financial plans for yourself.

If you’re still unsure of what you should be getting for yourself, always engage a trusted financial advisor. This makes sure that your different needs and wants are taken into consideration and plans are recommended based on your unique scenario.

Disclaimer: Each article written obtained its information from reliable sources and should be purely used for informational purposes only. The information provided by Dollar Bureau and its affiliated parties is not meant to be construed as financial advice. Dollar Bureau shall not be held liable for any inaccuracies, mistakes, omissions, and losses incurred should you act upon any information listed on this website. We recommend readers to seek financial planning advice from qualified financial advisors. 

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